Please use this identifier to cite or link to this item: http://hdl.handle.net/10625/48835
Title: Making insurance markets work for the poor : microinsurance policy, regulation and supervision; evidence from five country case studies
Authors: Bester, Hennie
Chamberlain, Doubell
Hougaard, Christine
Keywords: MICROINSURANCE
MICROFINANCE
POVERTY
STATE INTERVENTION
INSURANCE COMPANIES
HEALTH LEGISLATION
COLOMBIA
INDIA
PHILIPPINES
SOUTH AFRICA
UGANDA
Date: 2009
Publisher: CGAP Working Group on Microinsurance
Abstract: This document presents the executive summary and guidelines based on five country case studies on the role of regulation in the development of microinsurance markets. The objectives of this project were to map the experience in a sample of five developing countries (Colombia, India, the Philippines, South Africa and Uganda) where microinsurance products have evolved and to consider the influence that policy, regulation and supervision have had on the development of these markets. This evidence was used to extract crosscountry lessons that seek to offer guidance to policymakers, regulators and supervisors who are looking to support the development of microinsurance in their jurisdiction. It must be emphasised that these findings do not provide an easy recipe for developing microinsurance but only identify some of the key issues that need to be considered. In fact, the findings emphasise the need for a comprehensive approach that is informed by, and tailored to, domestic conditions and adjusted continuously as the environment evolves.
Project Number: 103626
Project Title: Expanding Access to Insurance by the Poor : Policy, Regulation and Supervision of Micro Insurance
Access: IDRC Only
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