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Title: Making insurance markets work for the poor : microinsurance policy, regulation and supervision; South Africa case study
Authors: Bester, Hennie
Chamberlain, Doubell
Hendrie, Simon
Hobden, Tim
Hougaard, Christine
Smith, Anja
Issue Date: 2009
Publisher: CGAP Working Group on Microinsurance
Abstract: This document presents the findings from the South African component of a five-country case study on the role of regulation in the development of microinsurance markets. The objectives of this project were to map the experience in a sample of five developing countries (Colombia, India, the Philippines, South Africa and Uganda) where microinsurance products have evolved and to consider the influence that policy, regulation and supervision on the development of these markets. From this evidence base, cross-country lessons were extracted that seek to offer guidance to policymakers, regulators and supervisors who are looking to support the development of microinsurance in their jurisdiction. It must be emphasized that these findings do not provide an easy recipe for developing microinsurance but only identifies some of the key issues that need to be considered. In fact, the findings emphasize the need for a comprehensive approach informed by and tailored to domestic conditions and adjusted continuously as the environment evolves.
Project Number: 103626
Project Title: Expanding Access to Insurance by the Poor : Policy, Regulation and Supervision of Micro Insurance
Appears in Collections:Private Sector Development / Développement du secteur privé
Sub-Saharan Africa / Afrique subsaharienne
Research Results (GGP) / Résultats de recherches (MCP)
IDRC Research Results / Résultats de recherches du CRDI

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